We’ve all heard the phrase “Living within your means”. The question is what does it actually mean? Does it mean that you only spend what you have on hand? Does it mean you can take out personal loans, secured loans, or unsecured loans as long as you think can cover them? There are many ways to approach this question, and in the end only you can make this determination. However, I’d like to give you my take on it.

Read the rest of this entry »