This is something that everybody talks about but never takes action on: Redeeming your reward points. Be it for a hotel room, airline reservation, or even a cruise, there are tons of reward programs out there. Lot’s of people sign up and accumulate points, but then let those points sit and gather dust. I just used some of my Marriot Rewards points tonight to book a hotel room, and it cost me only a small fraction of my total points. Go ahead and check your balances and possible rewards, and you might be surprised at what you find.